TERMS & CONDITIONS

1. General Information

This website and services are operated by Younes Life Finance. By using this website or purchasing any product or service, you agree to these Terms & Conditions.

2. Nature of Services

All services provided are for educational and informational purposes only.

Younes Life Finance does not provide personal financial advice, investment recommendations, or specific product recommendations.

3. No Financial Advice

Any information shared through:

• calls
• courses
• tools (including the tracker)
• emails or content

is general in nature and does not take into account your personal financial situation, objectives, or needs.

You should consider seeking advice from a licensed financial advisor if required.

4. User Responsibility

You are fully responsible for:

• your financial decisions
• how you use the information provided
• any actions taken based on the services

Younes Life Finance is not responsible for any financial outcomes.

5. Results Disclaimer

Results may vary from person to person.

We do not guarantee:

• financial results
• income increases
• investment performance
• specific financial outcomes

6. Payments & Refunds

General Policy

All purchases are final unless otherwise stated.

2-Hour Strategy Session – Satisfaction Guarantee

If you feel that the session did not provide clarity or a clear action plan, you may request a refund within 7 days of the session.

To be eligible:

• you must have attended the full session
• you must provide a brief explanation of your concern

Refunds are issued at the sole discretion of Younes Life Finance.

7. Intellectual Property

All content, materials, templates, and tools are the property of Younes Life Finance.

They may not be copied, distributed, or resold without permission.

8. Limitation of Liability

To the maximum extent permitted by law, Younes Life Finance is not liable for:

• any direct or indirect financial loss
• decisions made by the user
• outcomes resulting from the use of services

9. Changes to Terms

These Terms & Conditions may be updated at any time. Continued use of the website implies acceptance of any changes.